The Universal Law of Wisdom, wisdom erases Karma
If you have the wisdom to learn your lessons through love and wisdom you can mitigate your suffering. Sadly, we seem to learn the fastest through pain, through directly experiencing the consequences of our actions.
As an example, you greedily take from others, and instead of learning through wisdom and love that this is wrong, you have to experience from others someone greedily taking from you, whether later in this life or in a future lifetime.